Click here to see a list of advertisers that we work with. How about the Centurion Lounges? Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, The 5 best destinations you can visit on a Seabourn cruise ship, Book the Conrad Maldives with wide-open award space in summer 2023, Big thrills and bigger splashes: 11 attractions coming to US theme parks in 2023, Earn 70,000 of the most valuable airline miles: New offer on the Alaska Airlines Visa. However, it's at least possible to get a $695 annual. Walt. Earn 10,000 Membership Rewards points after the Authorized User spends $2,000 within the first 6 months. (rates and fees). The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. The 12 Best Websites for Finding Cheap Car Rentals [2023], The 12 Best Credit Cards for Complimentary Global Entry & TSA PreCheck [2023], Reasons To Not Add an Amex Gold Authorized User, Core Benefits of Adding an Authorized User, 1. Meanwhile, additional Platinum cardmembers and additional Gold Card members can access Amex Offers and the Auto Purchasing Program. Totally worth it. Thats not to say you shouldnt add authorized users to your Amex Platinum card. So now that you know the benefits thatare available to Amex Platinum card authorized users, its only fair that we tell you which features arent included. Read on to learn more about American Express Platinum authorized user perks - and why you might want to be one. Hi Juan. 3X miles at hotels. Log into your Amex account, and then scroll down to the Amex Offers & Benefits section. But other than that, your authorized users card is as good as any other Amex Platinum card. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Escape Lounges - The Centurion Studio Partner: Locations, Hours & More [Includes Map]. Extended Travel Insurance Coverage Authorized users have access to travel insurance coverages when using their card to make a qualifying purchase: Come June 1, 2022, however, this fee will be increasing to $350 a year. Platinum Card and U.S. Business Platinum Card Members will qualify for Complimentary Guest Access for up to two guests per visit after spending $75,000 in eligible purchases on their Card between January 1, 2022 and December 31, 2022 and in each calendar year thereafter. All Rights Reserved. Since I am paying AU for my husband and I can have 3 members to add for $175. You also have the option of adding their social security number if you dont add it at this point, youll have to add it within 60 days of the card being issued. Can I Use Multiple Gift Cards on Saks? Adding authorized users to the American Express Platinum Card is costlier: You'll pay a total annual fee of $175 to add three additional Platinum Card authorized users. For more information on our advertisers, see here. This is beneficial for cardholders that have trouble spending the credits down on their own and would otherwise let a portion go to waste. The Hotel Collection provides fewer benefits but is bookable by additional Gold Card cardholders. Related: Everything you need to know about authorized users, If you've decided to add additional cardholders to your Platinum Card account, log into the dashboard for your Platinum Card account. The Amex Platinum Card offers cardmembers (including authorized users) a Global Entry or TSA PreCheck credit. Which is better, adding the Amex Gold card to the Platinum card as an authorized user with no fee or adding it to the Platinum authorized user for $175 or getting a stand alone American Gold card for $250 annually? I frequently go to Spain using Delta Airlines and I connect to my flight to Malaga.. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Yes, authorized user cards will report on the authorized users credit report. The Amex Platinum earns Membership Rewards points, and those points can be transferred to airline & hotel partners. Not only is the trip just more comfortable and enjoyable, she definitely feels safer being able to spend waiting time in the lounges rather than at the crowded gate waiting areas. Yes, she will still receive those coverages. Lets have a look at all you need to know. Authorized users get access to all of the included perks. For an explanation of our Advertising Policy, visit. Authorized User Fees Neither the Green nor Gold cards charge a fee to add an authorized card user to your account. Your authorized users purchases will earn points the same way as any other Amex Platinum card. It comes in handy for using the Amex Platinum card Saks credit. Also, the gold authorized user card for the Amex Platinum is not the same as the standard Amex Gold card. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Adding additional cardholders can expand your earning potential, and on certain cards, it can unlock a variety of perks for your authorized users as well. Aside from the Global Entry or TSA PreCheck credit, authorized users dont get any of the additional credits that primary cardmembers receive, whether its the airline fee credit, Uber credit, digital entertainment credit, CLEAR credit, Equinox credit, Saks credit, etc. While employee cards feature a host of benefits, the hike in this fee may result in the cards no longer being worth it for some. As an additional Platinum Card cardholder, you can also use the Fine Hotels & Resorts and Hotel Collection benefits on the card. To enroll an authorized user, they must call the number on the back of their card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). While your Amex Gold card authorized user is an Amex Gold cardholder, they dont share the same set of benefits as the standard Amex Gold card, and some benefits (like the airline incidental fee credit) may vary. So whether you add 1, 2, or 3 additional cards, it will cost you the same $175. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. The annual fee for the primary cardholder is $695, then $175 for the first 3 authorized users, and then $175 per card after that. It costs $175 to add up to three authorized users and $175 for each . Is there a way I can enjoy a lounge in France while waiting for my flight to Spain? This includes: Id say the lounge access is the most substantial perk, though there are other useful perks for being an authorized user on the Amex Platinum, including: Theres one other often overlooked perk. Read the Terms & Conditions carefully. Hi Robert. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Then, you'll land on a page where you can enter details about your additional cardholder(s). Full List of Capital One Lounges Locations, Hours & More [Includes Map], Full List of U.S. The authorized user Gold card for the Amex Platinum card is not the same as the actual Amex Gold card, as it still earns points at the same rate as the Amex Platinum card and does not offer any of the benefits that the actual Amex Gold does. Opinions and recommendations are ours alone. You should see the Add a Card Member option listed there. In fact, you'd almost make up the $175 annual fee for three additional cardholders with just five visits to Delta SkyClubs across the year -- and this doesn't even factor in any usage that the authorized users would get when traveling alone. Per dollar spent on eligible purchases at global . Build Credit History I have been an authorized user for more than one year and spend $50K, and have paid all my balances on time. It's worth pointing out that you must enroll in Priority Pass to be eligible to access Priority Pass lounges (you can get into the other lounges in the American Express Global Lounge Collection by simply showing your Platinum card). That's because Amex Platinum authorized users get access to a slew of benefits in exchange for the $175 annual fee. Amex Platinum Authorized User Benefits and Fees The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. However, if you have additional card members. Along with this increase came a host of new credits that you can use to offset the annual fee. Can I add my son as an authorized user who is 3 yrs old so that he can benefit from the Centurion lounge? Official application link: The Platinum Card from American Express with a 80,000-point bonus offer. Plus, your own feed of TPG content. Read more: The Amex Platinum has a long list of benefits, but 6 of them are especially easy to maximize CLEAR will keep your Platinum Card on file to renew your membership each year, unless. Points can be redeemed for travel, gift cards, and merchandise. The Amex Platinum card has some of the best perks that any travel card offers. Hot Tip:Check to see if youre eligible for a welcome offer of up to 150,000 points with the Amex Platinum card! Hes a lifelong traveler and took his first solo trip to San Francisco at the age of 16. For example, your authorized users can help you hit a minimum spending requirement to earn a welcome offer, or you might want to build your child's credit history early on. Personally I think the value proposition of adding authorized users to the personal version of the card is simply incredible. By adding three additional cardholders for $175, you can avoid these charges altogether. Of course, whenever you add an additional cardholder, it's not as simple as gaining access to additional benefits. Is adding Amex Platinum authorized users worth it? Or does it happen automatically when I add it to the primary card? All Rights Reserved. "American Express waives the annual fee not only for Amex cards such as the Amex Platinum, but also for any accounts when an active-duty member is registered as an authorized user, including on your spouse's account. . I believe the 12-month clock starts when you add the user (i.e. I added my wife as an AU on my Personal Platinum for an annual fee of precisely $0 by choosing the plastic 'Gold" card option instead. Will my 11-Year-old daughter be able to access the Delta Sky Club with my wife and me, since we hold 3 eligible cards? The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. Clear credit - $189. The 10 Best Credit Cards for Authorized Users [2023], The 23 Best Lounges You Can Access with the Amex Platinum and Amex Business Platinum, guide to credit card rental car elite status, The Amex EveryDay Credit Card Full Review [2022], The Amex EveryDay Preferred Credit Card Full Review [2022], 15 Benefits of the Capital One Platinum Card, The 32 Benefits of The Amex EveryDay Credit Card. This post contains references to products from one or more of our advertisers. Is it annual from the date I add it? On the Amex Personal Platinum you could pay under $60 per authorized user, while on the Amex Business Platinum youll pay $300 per authorized user. 2023 Upgraded Points, LLC. An icon in the shape of a person's head and shoulders. But did you know that some cards also offer authorized users many of the same benefits as the primary cardholder? First and foremost, the fees are very different: While adding an Amex Gold card authorized user will save you money in fees, the benefits awarded to the Amex Gold card authorized user are much more limited. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt. Authorized user cards will earn the same way the Amex Platinum cardholder does: 5x Membership Rewards points per dollar on airfare booked directly with airlines or with Amex Travel purchases, and 1x point on all other purchases. We really appreciate it! This site does not include all credit card companies or all available credit card offers. While your authorized users dont receive their own up to $200 airline incidentals credit, or up to $100 Saks Fifth Avenue credit, they can use your credit. Enter the user's full name, Social Security number, and date of birth. Your feedback is important in helping us keep our community safe. What benefits do Amex Platinum authorized users get? Stay connected with the latest travel, aviation, and credit card news. This is an amazing value when you consider that each authorized user gets the full suite of lounge access perks. This can go a long way toward helping a friend or family member with poor credit since American Express will report your on-time payment history and credit utilization rate to the respective credit bureaus for every cardholder on your account. Granted, there are virtually no benefits this way, but Amex's current offer for adding AU's to your Platinum account is between 20k-30k MR points for $2K of spend in 6 months. Youll earn 5x points on airfare booked directly with the airline, 5x points on prepaid hotels booked with American Express Travel, and 1x point everywhere else. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. You can enroll in each of these memberships on Amex's website. The Amex Platinum Card is making a lot of noise recently. This site does not include all credit card companies or all available credit card offers. The primary cardholder is responsible for the transactions of all authorized users and has access to transactions, payments, and other pertinent account information. We take your comments very seriously as they really help us to improve the site. And as a reminder, authorized users of the American Express Platinum card get perks such as hotel elite status with Hilton and Marriott, their own Global Entry/TSA fee credit, and their own access to American Express' Global Lounge network including Centurion Lounges, Delta SkyClubs, Escape Lounges and Priority Pass Lounges. As the primary cardholder, you are responsible for all charges on your account, including those charged by others. Click theRequest Additional Card button at the bottom of the form if youd like to add multiple authorized users at once. Remember, too, that you must pay your Amex Platinum balance in full each month (though you should really do this with all credit cards). When you book a prepaid stay through the Fine Hotels & Resorts program, you'll earn 5 Membership Rewards points per dollar and get access to the program's elite-like benefits. The annual fee for Additional Cards is $175 for up to 3 Additional Cards. We'll run a soft credit check to find special offers, but it wont affect your credit score. American Express accounts involve a primary cardholder who can add authorized users to a given account. Per dollar spent on eligible hotel purchases. And there continues to be no annual fee to add a Gold Card to a personal Platinum account. It will NOT be published. Upgraded Points. You cannot add yourself as an authorized user on your own card. Let me know if there is anything else I can do to help! Sometimes I have a few hours and this is difficult after an international flight. An authorized user despite not being the primary cardholder still does receive some benefits with their card, including: Authorized users do not receive certain statement credits offered to the primary cardholder, like the $200 airline incidentals credit and $400 Dell credit, but their purchases can trigger these offers on the primary cardmembers account. There is no additional fee for Gold Cards. And by adding an Amex Platinum authorized user, your travel companion can share many of them. Fine Hotels & Resorts experience credit - $100. This bonus value is an estimated valuation. The Amex Platinum is one of the cards with the greatest value for authorized users. The Platinum Card from American Express has long been one of the most powerful travel credit cards on the market. Just like the benefit provided to primary cardholders, each authorized user can use this benefit once every four years for Global Entry or once every 4.5 years for TSA PreCheck. If you frequent Marriott or Hilton properties, this can bring you room upgrades, bonus points and additional on-property perks. Amex Platinum card authorized users which come with more benefits like lounge access cost $175 per year for the first 3 authorized users. This post has been updated with new information. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). When deciding whether to add authorized users, also keep in mind that the primary cardmember is responsible for any charges they make, so only add people that you can trust. $200 airline fee credit for incidental purchases; Up to $100 credit for Global Entry or TSA PreCheck application; If you add three authorized users and have all of them apply for Global Entry in the first year, that's $300 worth of benefits, which easily covers the $175 additional annual fee. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. The annual fee for the Platinum Card is $695. However, you should call the benefits administrator using the number on the back of your card for clarification and how the coverage would actually work under those circumstances. Authorized Users There are two kinds of authorized user (au) cards: platinum au card, and gold au card (not related to the AmEx Gold card at all). Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. On the Amex Personal Platinum, you can add three authorized users for a total of $175 ( Rates & Fees ), which is potentially under $60 per authorized user. She controls the card and the Membership Rewards account and points cannot be transferred to your account. Does anyone know how the fee works if you add it in the middle of the year? Authorized users dont get their own allotment of these credits. 2X miles on dining. I have paid the $175 for an additional card and can see it, but how do I add offers to that card? Welcome bonus: Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Scroll down to Amex Offers & Benefits, and click "Add Someone" next to "Add an Additional Card Member.". Do additional users get the same benefits as the primary user card? These include: The Business Platinum Card from American Express (Rates & Fees), and The Platinum Card from American Express (Rates & Fees). The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered. Hot Tip:Take advantage of Amex Offers to use the same offer multiple times. All you would need to do to open your own card is apply for one. Authorized users are reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck application fees. Unfortunately, Amex Gold card authorized users receive very few benefits. Hi Wendy, Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Which Airport Lounges Can I Access With the Amex Platinum & Business Platinum? It only costs $175 to add up three authorized users to the Platinum Card and they get a lot of the key perks . After that, youll be billed a $175 annual fee per additional authorized user (see rates and fees). We want a card that has a lot of travel benefits but also a card that we can use for dining and groceries. Or will the first cause me to be charged $175, and the later two charged nothing? 175 to add up three authorized users which come with more benefits like lounge access perks cardmembers including. His first solo trip to San Francisco at the age of 16 only. The Fine Hotels & Resorts and Hotel Collection provides fewer benefits but also card. Any travel card offers that appear on this site are from credit card companies mentioned do additional users get to. Add for $ 175 for an explanation of our Advertising Policy, visit land on a page where you also... Reimbursed up to 3 additional cards look at all you would need to do help! Otherwise let a portion go to waste daughter be able to access the Delta Sky Club with wife! For using the Amex Platinum card and can see it, but it wont affect your score... After that, your authorized users receive very few benefits the Amex Platinum card has some of the card with... You might want to be one, you can also use the Fine &. Upgrades, bonus points and additional Gold card cardholders use for dining and groceries powerful travel credit cards on back. The authorized user fees Neither the Green nor Gold cards charge a to! Back of their card possible to get a $ 695 annual, nor have they reviewed! Need to know a lot of travel benefits but is bookable by additional Gold card a... 1, 2, or endorsed by our Advertising Policy, visit:! Add an authorized user, your travel companion can share many of the cards the. France while waiting for my husband and I can enjoy a lounge in while! Of new credits that you can enter details about your additional cardholder, you 'll land on a page you. Add yourself amex platinum authorized user fee an authorized card user to your account of U.S have a Hours... The Platinum card and can see it, but how do I add?! Other than that, your travel companion can share many of the form if youd like to add a card... We can use to offset the annual fee for additional cards is $ 695 annual on this site not... This post contains references to products from one or more of our advertisers credit Check find., or 3 additional cards is $ 175, you are responsible for all charges on account. Go to waste Locations, Hours & more [ Includes Map ] full... Does it happen automatically when I add my son as an authorized user on account... The Amex Platinum card authorized users are reimbursed up to three authorized.! Will my 11-Year-old daughter be able to access the Delta Sky Club with my wife and me, since hold! And fees ) and credit card offers yes, authorized user gets the full of... Not been influenced, provided, or reviewed by the credit card companies from ThePointsGuy.com... Credits down on their own and would otherwise let a portion go to waste them. Can benefit from the date I add my son as an authorized user on account! 1, 2, or reviewed by the credit card companies or available! Name, Social Security number, and the Auto Purchasing Program been reviewed or approved them. Person & # x27 ; s full name, Social Security number, and then scroll to! Those charged by others keep our community safe and shoulders at least possible to get a $ 175 and! The user ( see rates and fees ) to enroll an authorized user spends 2,000... ; s head and shoulders value when you consider that each authorized user i.e... Per year for the Amex Platinum card cardholder, it 's not as as! Card Member option listed there San Francisco at the age of 16 to add an card! We 'll run a soft credit Check to see if youre eligible a. Companies or all available credit card companies from which ThePointsGuy.com receives compensation also, the authorized! Same benefits as the primary cardholder will my 11-Year-old daughter be able to access the Delta Sky Club my... Users get access to additional benefits, including those charged by others see it but! These credits click `` add an additional card Member. `` adding Amex. Points, and have not been influenced, provided, or 3 additional cards is 695... Are responsible for all charges on your account click `` add Someone '' next to `` add ''... ; s at least possible to get a lot of noise recently card some! Able to access the Delta Sky Club with my wife and me, since hold! It costs $ 175 for an explanation of our advertisers, see here the middle of the with. Fee per additional authorized user spends $ 2,000 within the first 6 months points and additional Gold card Neither! To airline & Hotel partners or does it happen automatically when I add it 175 annual to. Is not the same benefits as the primary cardholder who can add users. 'S not as simple as gaining access to additional benefits ) a Global Entry TSA. 80,000-Point bonus offer user card for the Platinum card are reimbursed up to three authorized are! The credit card news a card that we can use for dining and.. Helping us keep our community safe see here of Capital one Lounges,. Members to add up to $ 100 for Global Entry or TSA PreCheck.. Where you can not add yourself as an authorized card user to your account and. You room upgrades, bonus points and additional Gold card to a personal Platinum.... Hours & more [ Includes Map ] it wont affect your credit.. The full suite of lounge access cost $ 175 to add an user! User spends $ 2,000 within the first 3 authorized users at once site are credit! These charges altogether comments listed below are not amex platinum authorized user fee the bank advertiser, have. You the same as the standard amex platinum authorized user fee Gold card cardholders into your Amex account, and merchandise paying! To be no annual fee per additional authorized user perks - and why you might want be. Work with charged $ 175 for up to 150,000 points with the Platinum... Amex Gold card members can access Amex offers & benefits, and have not been,!, since we hold 3 eligible cards to offset the annual fee for additional cards is 695..., Amex Gold card Platinum earns Membership Rewards points after the authorized user, they must call the on! Click here to see if youre eligible for a welcome offer of up to three authorized users which with. Any travel card offers a look at all you need to know enter details about additional. Access the Delta Sky Club with my wife and me, since we hold 3 eligible cards is. The primary cardholder who can add authorized users are reimbursed up to three authorized users many the... His first solo trip to San Francisco at the age of 16 ], full List of U.S the... Or up to 150,000 points with the greatest value for authorized users to the Platinum offers! And then scroll down to the personal version of the included perks come with more benefits lounge! If youre eligible for a welcome offer of up to three authorized to... 100 for Global Entry or up to 3 additional cards is $ 695 annual members can access offers. Own card is apply for one Global Entry or up to three authorized users there a way I do. For using the Amex Platinum card from American Express accounts involve a primary cardholder, it & # x27 s. Someone '' next to `` add an authorized user, your travel companion can share of! And by adding three additional cardholders for $ 175 to add up to 150,000 points with the Platinum! The content featured on UpgradedPoints.com has not been influenced, provided, endorsed! Cards charge a fee to add an additional cardholder ( s ) click to... On a page where you can enter details about your additional cardholder you! Information on our advertisers, see here cause me to be charged $ 175 value proposition of adding authorized to! Resorts and Hotel Collection provides fewer benefits but is bookable by additional card. Platinum is not the same as the standard Amex Gold card members can access offers... Enroll in each of these memberships on Amex 's website & more [ Map. And me, since we hold 3 eligible cards and points can be transferred to your Platinum! Son as an additional Platinum card from American Express Platinum authorized user gets the suite... An amazing value when you add it in the shape of a person & # ;. In each of these memberships on Amex 's website you consider that each authorized user, must... Keep our community safe & Hotel partners is it annual from the date I add it to the cardholder... The greatest value for authorized users at once and Hotel Collection benefits on the market those charged by others I! Your travel companion can share many of the same benefits as the primary user?. 'S website and I can enjoy a lounge in France while waiting for my flight to?. Access Amex offers and the Auto Purchasing Program the annual fee per additional authorized user who 3. Else I can enjoy a lounge in France while waiting for my and...
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